Practice & Industry Areas
Insurance Coverage
Gunster’s Insurance Coverage Practice is one of the premier corporate policyholder practices in Florida. We represent corporations throughout Florida, the United States, and the Caribbean across all industry sectors, including aerospace, agricultural, banking, building products, construction, financial services, health care, manufacturing, pharmaceutical, real estate development, retail, security, technology, and utilities. We also represent charities and non-profit organizations, and advise state governmental entities and key public officials on state-wide insurance policy and legislation.
Counseling Services
We act as trusted advisors and counselors to our clients, advising on insurance issues in mergers and acquisitions, structuring of contractual relations and indemnity agreements, and negotiation and placement of insurance programs. We conduct policy audits, assist with renewal proposals, and work with clients’ risk managers and insurance brokers to evaluate policy forms, eliminate coverage gaps, and ensure that clients’ insurance programs appropriately address clients’ risks and potential liabilities. We also advise clients during all stages of the claim process, including identifying and evaluating potential coverage, evaluating insurers’ reservation of rights letters and disclaimers, structuring defense arrangements, and evaluating claims for settlement and litigation purposes.
Litigation and Dispute Resolution Services
Gunster’s insurance coverage lawyers resolve disputes strategically to maximize insurance recoveries and minimize costs, whether through negotiation, arbitration, or litigation. We approach disputes from a business perspective, taking into account our clients’ important relationships with all of their business partners, including their insurers. We resolve disputes related to all types of insurance policies and claims, including:
- Additional insured coverage
- Asbestos coverage
- Chinese drywall claims
- Construction defect coverage
- Crime & fidelity coverage
- Directors and officers liability coverage
- Employment practices liability insurance
- Environmental and pollution coverage
- Errors & omissions coverage
- Financial guaranty insurance
- First-party property coverage and business interruption
- General liability coverage
- Government investigations
- Insolvent insurer recoveries
- Intellectual property coverage
- Mortgage insurance
- Natural disaster coverage
- Products liability coverage
- Professional liability coverage
- Surety bonds
- Toxic tort coverage
Gunster has litigated insurance coverage disputes in courts throughout Florida, the United States, and the Caribbean. We also co-counsel cases with lawyers throughout the country.
For more information please contact Robert H. Friedman